Teamfoto BMW BKK

    Your health is our top priority! We offer prevention and screening – even beyond the legal requirements.

    We’re here to promote your health! As a "genuine" and traditional employer-based health insurance, we’re able to make an important contribution to the health policy and social sustainability of BMW AG. The following is a presentation of BMW BKK – who we are, what our goals are and how you will know that BMW BKK is just the right health insurance option for you and your family!

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    BMW BKK is the employer-based health insurance exclusively for BMW staff and their families.

    The goal and purpose of BMW BKK is to support policyholders in preserving or improving their health and performance capacity and to provide them with optimum care in the event of illness. We attach particular importance to prevention and screening

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    The customer is the central focus of what we do.

    We regard each individual as a valuable personality and gear our activities specifically towards their needs. We support and inspire our customers with excellent support and new ideas.

    We are familiar with and are able to identify our customers’ needs. We offer expert advice and always think one step ahead. The customer can rely on us and our commitment to quality.

    Excited woman

    What can we offer you?

    BMW BKK aims to offer its policyholders more than just the statutory benefits. Look forward to additional benefits worth more than EUR 1,000 for a low contribution rate (15.5 percent)!

    • Free choice of doctor and hospital.
    • Individual consultation with a personal contact partner – even outside opening hours.
    • Close by – regional offices at every plant site.
    • Second medical opinion in the case of cancer and for operations on the knee, hip, shoulder and back.
    • Specialist appointment service and medical consultation over the phone.
    • Up to EUR 200 for prevention courses.
    • Aktivwoche: health vacation with a subsidy of EUR 200.
    • Subsidy of EUR 40 for professional dental cleaning from the age of 18.
    • Up to EUR 240 per year for osteopathic treatment.
    • Bonus programme with bonuses of up to EUR 160 per year.
    • BKK Starke Kids - extended care programme for your children.
    • Individual programmes for pregnant women.
    • Online coaches on these topics: heart, children, running, nutrition and stress.
    • Screening for breast, intestinal and skin cancer over and above statutory provision.
    • Cost coverage for travel vaccinations.
    • Innovative treatment techniques.
    • Individual contracts with medical specialists.
    • Attractive supplementary insurance options, e.g. dental prosthetics.
    • And much more besides...


    In our communication, we are always guided by the goals of the health insurance as a whole.

    We think outside the box and exchange ideas across departments and on an interdisciplinary basis. We communicate with our customers and partners comprehensibly, respectfully and unbureaucratically.

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    As BMW BKK, we attach great importance to the health of our customers and staff. Our managers promote health awareness. We make use of in-house health promotion programmes and we implement prevention measures.

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